Africa Prudential Registrars Plc (AFRIPR.ng) Q32019 Interim Report

first_imgAfrica Prudential Registrars Plc (AFRIPR.ng) listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2019 interim results for the third quarter.For more information about Africa Prudential Registrars Plc (AFRIPR.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Africa Prudential Registrars Plc (AFRIPR.ng) company page on AfricanFinancials.Document: Africa Prudential Registrars Plc (AFRIPR.ng)  2019 interim results for the third quarter.Company ProfileAfrica Prudential Registrars Plc is a financial services institution in Nigeria providing share registration services for investors, businesses and institutions. The company offers a range of other services which includes maintaining registers, paying dividends and interest on investments, issuing shares and debenture certificates, managing shareholder enquiries, managing scrip and right issues for clients as well as IPOs, Right Issues and State government bonds. Africa Prudential Registrars are leaders in the field of automation and have pioneered innovative solutions that have transformed how shares are managed on the African continent. The company’s head office is based in Lagos, Nigeria. Africa Prudential Registrars Plc is listed on the Nigerian Stock Exchangelast_img read more

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ASOS shares are rising: here’s what I would like to do

first_img Image source: Getty Images “This Stock Could Be Like Buying Amazon in 1997” Our 6 ‘Best Buys Now’ Shares Enter Your Email Address British online fashion retailer ASOS (LSE: ASC) shares have more than doubled in the past year. Of course, past performance is not an indication of future results. The company’s focus on young consumers helped it grow its revenues rapidly. On the other hand, the lockdown has helped to boost online sales.A good growth stock is a must for my portfolio. I would like to understand the pros and cons of investing in this stock.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Bullish reasons to buy ASOS sharesThe company’s revenue growth is strong. It grew at a compounded annual growth rate of 23% from the fiscal year 2016 to the fiscal year 2020. In the trading period for the four months ended 31 December 2020 revenue grew 24% year-over-year to £1.4bn. It was primarily helped by UK retail sales growth of 36% y-o-y to £554m. The company has a wide range of brands and products to offer. This has helped to retain and grow its customers. As per the most recent trading report, it has 24.5m active customers. The company has a strong social media presence with over 1m Twitter followers. This is almost double that of its competitor Boohoo. It also regularly uses Instagram and TikTok to engage with its customers. The company’s efficient use of social media has helped it to become a global brand.  ASOS has recently bought four brands from Arcadia Group, including Topshop, Topman, Miss Selfridge and HIIT. Topman has more than 3.3m active customers and Topshop has 11.8m Instagram followers. The move should increase the portfolio of its own products and also increase the company’s brand value. The management expects the fiscal year 2021 profit before tax to be at the top end of market expectations. The company has a stable balance sheet. Cash generation was also positive for the last fiscal year. This is another reason why I like ASOS shares. It had a net cash position of £407.5m at the end of the fiscal year 2020.Risks to consider There is a growing concern that high street stores are closing due to competition from online stores. This is definitely not a good trend for the overall economy in the long term. The government might introduce higher taxes for online-only stores in the coming months. Also, the online retail segment is getting more competitive. The company has benefitted from the lockdown, but very soon most shops will be open. This might have a negative impact on the revenue growth of the company. The stock also had a good run in the past year. With the rise of valuations, some investors could sell to take profits. Final view on ASOS sharesI like the company for its strong revenue growth and good profits. However, the stock has moved a lot this year. The stock is currently trading at a price-to-earnings ratio of 45 and a price-to-sales ratio of 1.7. In my opinion, the stock is not cheap, also it is a bit more attractive compared to Boohoo. I will wait to buy the stock at a lower price. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! ASOS shares are rising: here’s what I would like to docenter_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Royston Roche Simply click below to discover how you can take advantage of this. Royston Roche | Friday, 19th March, 2021 | More on: ASC Royston Roche has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Twitter. The Motley Fool UK has recommended ASOS and boohoo group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.last_img read more

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Tomar Hill House / Contaminar Arquitectos

first_img Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/561701/tomar-hill-house-contaminar-arquitectos Clipboard “COPY” 2013 ArchDaily Tomar Hill House / Contaminar ArquitectosSave this projectSaveTomar Hill House / Contaminar Arquitectos “COPY” Photographs Area:  211 m² Area:  211 m² Year Completion year of this architecture project Year:  CopyHouses•Tomar, Portugal Tomar Hill House / Contaminar Arquitectos Save this picture!© Fernando Guerra | FG+SG+ 29 Share Portugal photographs:  Fernando Guerra | FG+SGPhotographs:  Fernando Guerra | FG+SGSave this picture!© Fernando Guerra | FG+SGRecommended ProductsDoorsGorter HatchesRoof Hatch – RHT AluminiumWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40DoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcDoorsLonghiDoor – HeadlineText description provided by the architects. In-between the mountain landscape, we can discover the Tomar Hill House, designed by Contaminar Arquitectos. From the slope it is possible to contemplate the Castelo de Bode dam and all the magnificent surrounding landscape. Avast landscape marked by the tones of earth and pinewood.Save this picture!© Fernando Guerra | FG+SGThe Tomar Hill House is designed as a holiday’s accommodation for two brothers. It feels as it comes out from the land, merging with it, through the chromatic palette chosen, where the same tones were worked. The North elevation, more discreet, is half-buried. The other elevations are not buried but follow the terrain’s morphology. At South and West, the house opens to the landscape. A system of shutters controls the aperture, contemplating the surroundings or closing it. Made out of metal sheet, the same material that clad the walls where the windows are inserted, when closed they give the house the appearance of an impenetrable black massive.Save this picture!Floor PlanThe main entrance door, a discrete element diluted in the North façade, is cladded with stoneware tiles, the same material used on the outside of the house, making it difficult to recognize.Save this picture!© Fernando Guerra | FG+SGThe interior space is organized along two wings, for each familiar nucleus, around a central area that is common to the two families. It is from this space with more social characteristics – where the entry, kitchen and living room are – that the house develops, in the form of a stylized S. The living room and the kitchen are one unique space, marking the family reunion. The kitchen is “stowed” inside the walls and the only part standing out is the large worktop and dining table in the centre.Save this picture!© Fernando Guerra | FG+SGHere, it is possible to contemplate the green surroundings through a large opening in the wall. The facing porch also allows the extension of the room’s interior space to the outside, without losing its privacy, to enjoy the quiet and the sun of the Summer’s long afternoons.Save this picture!© Fernando Guerra | FG+SGThis common space has a linear path on the North, allowing access to the house’s more intimate areas. In the East side, closer to the kitchen, a small ramp directs for two rooms and a toilet. In the West side, closer to the living room, a similar program is developed for the other brother’s family.Save this picture!© Fernando Guerra | FG+SGProject gallerySee allShow lessHouse in Sakurashinmachi / Comma DesignSelected ProjectsFlora 22 / Despacho22Selected Projects Share Architects: Contaminar Arquitectos Area Area of this architecture project 2013 Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/561701/tomar-hill-house-contaminar-arquitectos Clipboard Year:  CopyAbout this officeContaminar ArquitectosOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesTomarFernando GuerraFG+SGHousesPortugalPublished on November 04, 2014Cite: “Tomar Hill House / Contaminar Arquitectos” 04 Nov 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogFaucetshansgroheKitchen Mixers – Aquno Select M81Vinyl Walls3MVinyl Finishes in HealthPartners Regions HospitalPartitionsSkyfoldWhere to Increase Flexibility in SchoolsCoffee tablesBoConceptMadrid Coffee Table AD19SkylightsLAMILUXFlat Roof Exit Comfort DuoMetallicsTrimoMetal Panels for Roofs – Trimoterm SNVSkylightsVELUX CommercialModular Skylights in Atelier Zimmerlistrasse OfficeStonesNeolithSintered Stone – Iron Moss – Iron CollectionCeramicsTerrealTerracotta Facade in Manchester HospitalWoodBlumer LehmannConsulting and Engineering in Wood ProjectsGlassBendheimLuminous Mirrored GlassWire MeshTwentinoxMetal Mesh – Golf Romeo 7More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Institute publishes free guide to managing fundraisers

first_imgInstitute publishes free guide to managing fundraisers Tagged with: Institute of Fundraising Management Howard Lake | 20 April 2012 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  22 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Institute of Fundraising has published a free guide to managing fundraisers, covering recruiting, developing and retaining talented fundraisers.Funded by the Office for Civil Society, the guide is designed to provide advice, tools, techniques and templates to enable charity managers to implement best practice within their organisation.It has been developed following feedback from some Institute members who said that the fundraising function is often misunderstood at organisational level and that, consequently, fundraisers often feel under-valued or inadequately managed. It has been edited by the Learning team at the Institute with input from fundraising practitioners, recruiters and HR professionals.It offers a tool therefore both for individual fundraisers to help their organisations develop best practice in fundraising management, and for organisations to ensure that they attract and retain their fundraising staff better.www.institute-of-fundraising.org.uk/events-and-training/help-for-small-charities/managing-fundraisers/last_img read more

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Barclays Poole raise £7.5k for Julia’s House with charity football tournament

first_img  169 total views,  1 views today Barclays hosted a charity football tournament in Bournemouth to raise money for Julia’s House, a charity which helps local children who have life limiting conditions. The football tournament, which took place on the 1st July 2012, was part of a family day at Littledown Sports Centre. The day was packed full of events that included special guests, the Barclays Premier League football trophy and a bouncy castle. The event was a huge success and was enjoyed by people of all ages.Creditplus entered a team to play in the 6-a-side football tournament. The company was keen to get involved to help a local charity and was also looking forward to a local football tournament. A large number of employees and their families made their way to the event and all contributed to make the day a great success.Shaun Armstrong, managing director of Creditplus commented, “The day was a huge success and we were really pleased that so many people from our company wanted to join in with the day. Although the football was fun, everyone involved knew that the real reason we were there was to raise money for charity and we are pleased we could help play our part in this.”The football tournament was keenly competed on the pitch where 24 teams were split into 4 groups. Creditplus were in group 1 alongside Barclays Bank, Lloyds Banking, Muscliff School, Farrow & Ball and Ceuta Healthcare. All of the group games were closely competed and although Creditplus didn’t qualify for the knockout rounds, the day was highly enjoyable.It was Trade Boiler Spares that eventually became the Champions of the 6-a-side competition after a close run final that had to be decided on penalties. They were provided with a Champions trophy and winners medals which were all kindly donated by Wessex Trophies.Off the pitch both the players and families were treated to many different things to do other than playing or watching football. The Barclays Premier League trophy was proudly on display and people could have their photo with it. There was a special guest appearance from Steve Clarence and the Dorset Troopers (a group of volunteers who dress up in excellent Star Wars costumes) who all helped to add to the special day.Barclays Poole did a superb job of organising and running the tournament and managed to raise a large sum of money for Julia’s House. The money will help to make a real difference to.Lisa Pullman, event organiser said “The tournament has been a great success and it is wonderful to bring so many local companies together. The community team from Barclays have worked very hard to make this event possible and together, we have raised £7.5K for Julia’s House, The Dorset Children’s Hospice.”For further information, please contact:Mark HumphrysCreditplus – Marketing ManagerTel: 08717 502 495Fax: 08717 509 892Email: [email protected]: http://www.creditplus.co.uk/  170 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Barclays Poole raise £7.5k for Julia’s House with charity football tournament Howard Lake | 9 July 2012 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: corporate Events hospice julia house South Westlast_img read more

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2020 College Football Season Preview Special

first_imgTCU News Now 4/28/2021 2021 NFL Mock Draft (Part 1) Special 2020/21 NFL Exit Interviews – NFC East Twitter printJack and Noah take a deep dive into the 2020 college football season, looking at changes for the NCAA at large, cosmetic shifts, individual team previews and way-too-early playoff predictions. Follow us @BlanketCovPod on Twitter and @blanketcoveragepodcast on Instagram for more updates! Linkedin Previous article2020 NFL Season Preview – Part 2 (NFC, Super Bowl LV Predictions)Next articleSoccer season opener goes to 2OT, ends in a tie against Baylor Jack Wallace RELATED ARTICLESMORE FROM AUTHOR Twitter Jack Wallacehttps://www.tcu360.com/author/jack-wallace/ Jack Wallacehttps://www.tcu360.com/author/jack-wallace/ Jack Wallacehttps://www.tcu360.com/author/jack-wallace/ Facebook Jack Wallacehttps://www.tcu360.com/author/jack-wallace/ Jack is a junior journalism major and studio art minor from Atlanta, Georgia. He enjoys everything sports and co-runs the Blanket Coverage podcast as well as photographs for TCU360. 2020/21 NFL Exit Interviews – NFC West ReddIt Jack Wallace TAGSblanket coveragecfbfootballjack wallacencaanoah parkerpodcastpreviewsportsTCU Football Fort Worth’s first community fridge program helps serve vulnerable neighborhoods Facebook ReddIt + posts 2021 NFL Mock Draft (Part 1) Special Linkedin 2020/21 NFL Exit Interviews – NFC Westlast_img read more

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Sri Lankan political crisis threatens media independence

first_img Sri Lanka: Journalist manhandled by notorious police inspector currently on trial That evening, they forced journalists at the Daily News and the Lake House group’s two leading weeklies, Silumina and Sunday Observer, to change the front pages of their next issues. The Sunday Observer’s editor, Dharisha Bastians, was made to surrender complete editorial control. Headlines, photos and editorials in the next issues all hailed the former president’s return to power. Helped by union leaders linked to the SLPP, they took control of the two public service TV channels, Rupavahini and ITN, the radio stations that are part of the Sri Lanka Broadcasting Corporation, and the Lake House press group. January 13, 2021 Find out more “Your time is done” Journalists have found themselves at the centre of the political power struggle that began when President Maithripala Sirisena fired Prime Minister Ranil Wickramasinghe on 26 October and replaced him with Rajapaksa, who earned a prominent position on RSF’s list of the world’s biggest press freedom predators during two terms as president, from 2005 to 2015. News Contrary to the promises that President Sirisena gave when installed in 2015, almost all of the crimes of violence against journalists have remained unpunished. Just minutes after Rajapaksa was sworn in as prime minister, supporters of his party, Sri Lanka Podujana Peramuna (SLPP), led by former information minister Keheliya Rambukwella, invaded the newsrooms of various state media. News News Impunity RSF_en Receive email alerts July 29, 2020 Find out more The front pages of several Sri Lanka dailies on the day after the new prime minister’s appointment testify to their loss of editorial independence (photo: Lakruwan Wanniarachchi / AFP). Sri Lanka: RSF signs joint statement on attacks against human rights defenders, lawyers and journalistscenter_img RSF has just published a survey of media ownership in Sri Lanka, which is ranked 131st out of 180 countries in RSF’s 2018 World Press Freedom Index. “We cannot forget the state terror against journalists during the rule of Mahinda Rajapaksa,” Lasantha Ruhunage, the deputy editor of the newspaper Anidda and former head of the Sri Lanka Working Journalists’ Association, told RSF. “So many journalists were harassed, attacked, and killed. There are reported cases of disappeared journalists.” Sri LankaAsia – Pacific Protecting journalistsMedia independenceProtecting sources Conflicts of interest Follow the news on Sri Lanka Reporters Without Borders (RSF) urges the Sri Lankan authorities to respect journalists’ safety and editorial independence after supporters of Mahinda Rajapaksa – the new prime minister, whose appointment is being disputed – invaded state media outlets on 26 October in order to seize control of them. to go further At the time, ITN deputy general manager Subhash Jayawardena was warned by SLPP activists that he and his colleagues would be attacked if they did not leave the TV station immediately. They finally managed to escape, but not without first facing a threatening crowd that chanted: “Your time is done!” Organisation Sri Lanka: tamil reporter held on absurd terrorism charge Help by sharing this information October 30, 2018 Sri Lankan political crisis threatens media independence News Sri LankaAsia – Pacific Protecting journalistsMedia independenceProtecting sources Conflicts of interest July 15, 2020 Find out more “The violence with which Mahinda Rajapaksa’s bully boys took over the state media is absolutely unacceptable,” said Daniel Bastard, the head of RSF’s Asia-Pacific desk. “We call on all parties to act responsibly by guaranteeing journalists’ safety and by respecting their editorial independence, so that impartial news coverage is available to the public. Sri Lanka’s journalists are very worried because the current constitutional crisis recalls the darkest hours of Rajapaksa’s presidency.”last_img read more

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Outrage at release of former mayor and two thugs serving sentences for radio journalist’s murder

first_img Help by sharing this information Latin America’s community radio – a key service but vulnerable PeruAmericas Organisation RSF_en Reporters Without Borders expresses anger at the unexpected release on 20 July of former Yungay mayor Amaro León León and two associates, who were serving prison sentences for the February 2004 murder of Antonio de la Torre Echeandia of Radio Orbita. Calling it a victory for impunity, the organisation says it will take the case before an international court. China’s diplomats must stop attacking media over coronavirus reporting News Latin American media: under control of families, economic and political elites News December 4, 2019 Find out more News News to go further April 1, 2020 Find out more PeruAmericas Follow the news on Peru Reporters Without Borders voiced outrage today at the release three men who were serving long prison sentences for the February 2004 murder of radio journalist Antonio de la Torre Echandía in the western region of Ancash. Former Yungay mayor Amaro León León and two associates, Antonio Torre Camones and Pedro Ángeles Figueroa, were freed on the orders of the Ancash supreme court on 20 July.“Their release, presumably the prelude to the quashing of their convictions, is a scandalous denial of justice and a windfall for the enemies of press freedom,” Reporters Without Borders said. “What a victory for imupunity! This decision must been the result of political pressure, the venal use of contacts in high places or some kind of horse-trading. It is also an insult to De la Torre’s memory and his family.”The organisation added: “Our reaction will not just be one of anger. If necessary, we will take this case before the Inter-American Court of Human Rights.”Sentenced on appeal last December to 17 years in prison, mayor León and his two thugs were serving their sentences in Huaraz prison. On 20 July, the Ancash regional supreme court sent the prison an order for their immediate release on the grounds that the national supreme court had found the evidence against them to be insufficient and no more detention orders were pending. The national supreme court ruling appears to be final, with no possibility of appeal.León was convicted of ordering De la Torre’s murder on 14 February 2004 in order to prevent him from broadcasting a report about him on his programme ‘Con verdad y justicia’ (With Truth and Justice) on Radio Orbita. De la Torre had criticised the mayor on his programme and let listeners criticise him on the air as well. León’s influential contacts as a leading businessman and politician appear to account for the leniency the judges have just shown him. Receive email alerts July 27, 2006 – Updated on January 20, 2016 Outrage at release of former mayor and two thugs serving sentences for radio journalist’s murder February 10, 2017 Find out morelast_img read more

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Video: The Power of Yes

first_img Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Sermons and Lessons Video: The Power of Yes Delivered by Rev. Ed Hansen, First United Methodist Church, Pasadena Published on Monday, October 29, 2012 | 7:57 pm Your email address will not be published. Required fields are marked * HerbeautyFollow This Summer Most Popular Celeb Beauty TrendHerbeautyHerbeautyHerbeauty10 Secrets That Eastern Women Swear By To Stay Young LongerHerbeautyHerbeautyHerbeauty7 Things You Should Never Share With Other PeopleHerbeautyHerbeautyHerbeautyWhat’s Your Zodiac Flower Sign?HerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeauty Make a comment faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS 7 recommended0 commentsShareShareTweetSharePin it First Heatwave Expected Next Week Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m.center_img Subscribe More Cool Stuff Top of the News Name (required)  Mail (required) (not be published)  Website  Community News This sermon was delivered by Rev. Ed Hansen, on Sunday, the 21st of October, 2012 at the First United Methodist Church, Pasadena. This is the Morning Worship.First United Methodist Church, 500 East Colorado Blvd., Pasadena, (626) 796-0157 or visit www.fumcpasadena.org. Business News Community News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

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Mortgage Debt Through the Years

first_img About Author: Seth Welborn  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago August 30, 2019 1,325 Views The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Market Studies, News Home / Daily Dose / Mortgage Debt Through the Years Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily center_img Previous: Redfin to Make Homebuying More Transparent Next: EAST COAST BRACES FOR DORIAN Home Sales Mortgage Debt Mortgages 2019-08-30 Seth Welborn Mortgage debt is at an all time high as home prices rise to record levels, according to a report from HowMuch.net. According to the U.S. Census Bureau, the median home value in the U.S. was $30,600 in 1940 (adjusted for inflation). By 2017, that number was $193,500. With home prices so high, outstanding mortgage debt is 284 times greater in 2018 than it was in 1949.Total mortgage debt first exceeded $1 trillion in 1977, but the largest increase in mortgage debt year-over-year occurred from 1949 to 1950, when mortgage debt increased by more than 50%. Additionally, from 2008 to 2012, during the height of the Great Recession, total mortgage debt in the U.S. actually decreased every year, dropping from $14.69 trillion in 2008 to $13.34 trillion in 2013.Mortgage debt and delinquencies make up a large portion of household debt. According to the Federal Reserve Bank of New York, severely derogatory balances are now half of all delinquencies.“Although the housing crisis produced a huge increase in severely derogatory mortgages, that effect has dissipated as the foreclosure pipeline has cleared out in even the slowest states,” the Fed states. “Today, auto and especially student loan balances are the interesting components: in the second quarter of this year, the outstanding severely derogatory balance is comprised of 35 percent defaulted student loans, which have grown stunningly since 2012.”According to the latest Quarterly Report on Household Debt and Credit from the Federal Reserve Bank of New York, total household debt increased by $192 billion (1.4%) to $13.86 trillion in the second quarter of 2019. This is the 20th consecutive quarter with an increase the Fed’s Center for Microeconomic Data notes.HowMuch.net notes that even though the mortgage debt is the highest in history, long-term interest rates are close to historical lows. Mortgage demand, despite record-low rates, seems unable to grow since home prices are still out of reach for many Americans. Tagged with: Home Sales Mortgage Debt Mortgages The Best Markets For Residential Property Investors 2 days ago Subscribe Mortgage Debt Through the Years Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days agolast_img read more

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