Sierra Residence / Lanoire & Courrian

first_imgSierra Residence / Lanoire & CourrianSave this projectSaveSierra Residence / Lanoire & Courrian Area:  2397 m² Year Completion year of this architecture project “COPY” Manufacturers: AutoDesk, GoogleClients:LP PromotionCity:BordeauxCountry:FranceMore SpecsLess SpecsSave this picture!© Édouard DecamRecommended ProductsFiber Cements / CementsULMA Architectural SolutionsPaper Facade Panel in Leioa School RestorationRenders / 3D AnimationEnscape3D Real-Time Rendering SoftwareEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornRenders / 3D AnimationAUGmentectureAugmented Reality Platform – AUGmentecture™Text description provided by the architects. The «Sierra» dwelling is an «L» shape three-story building. This shape allows the creation of an intimate garden protected by the building. The location of the building, next to a railroad, implies high-quality acoustic insulation. In order to break the monolithic aspect of the construction, every angle as a specific architectural treatment. Every angle is either smoothen or sharpen. The translucent railings are curved to follow the shape of the facade.Save this picture!© Édouard DecamSave this picture!First Floor PlanSave this picture!© Édouard DecamThe top floor is curved to soften the silhouette of the building. This work on the shape allows the building to fit in the surrounding environment without being too imposing. The facades are put in rhythm with a graphic pattern of vertical opening and loggias. Every housing as an exterior space. An extra volume on the roof allows the creation of duplex apartments.Save this picture!© Édouard DecamSave this picture!SectionSave this picture!© Édouard DecamOn the main floor, the parking walls are made with Corten steel louvers which allows views from the street to the inside garden and visually detach the building from the ground. The white paint on the concrete façades echoes others symbolic constructions of the street. The inside walls of the loggias are painted in Corten red. Those two tones are alternatively used for the entire project.Save this picture!© Édouard DecamProject gallerySee allShow lessReforma apartamento no Edifício Prudência / messina | rivasSelected ProjectsNatura NASP Reception / Estúdio PenhaSelected ProjectsProject locationAddress:Bordeaux, FranceLocation to be used only as a reference. It could indicate city/country but not exact address. Share ArchDaily Photographs:  Édouard Decam Manufacturers Brands with products used in this architecture project Save this picture!© Édouard Decam+ 12Curated by Paula Pintos Share Sierra Residence / Lanoire & Courrian ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/924456/sierra-residence-lanoire-and-courrian Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/924456/sierra-residence-lanoire-and-courrian Clipboard Architects: Lanoire & Courrian Area Area of this architecture projectcenter_img France CopyApartments, Residential•Bordeaux, France Projects 2018 Apartments Year:  Photographs “COPY” CopyAbout this officeLanoire & CourrianOfficeFollowProductsSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsBuildingsResidentialBordeauxFrancePublished on September 09, 2019Cite: “Sierra Residence / Lanoire & Courrian” 09 Sep 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save想阅读文章的中文版本吗?波尔多 L型公寓 / Lanoire & Courrian是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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10,000 subscribers now for UK Fundraising News

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 9 February 2005 | News The membership growth is still rapid: one year ago, after a period in which the newsletter had not been promoted, membership stood at 6,200. This year, we have enjoyed a 62% increase in subscriber numbers. Today, in the five hours since the 10,000th subscriber signed up, we have had eight further subscriptions.We remain confident that our subscriber list is the largest and most current email list of fundraisers and related staff in the UK.Given that the number of fundraising staff in the UK is estimated to be between 24,000 and 34,000, we really are communicating regularly with a large swathe of the fundraising profession. Of course, many of our subscribers are employees of fundraising consultancies and other professional agencies or voluntary sector staff whose responsibilities cover other areas as well as fundraising. Nevertheless, we know anecdotally and from our newsletter statistics that many subscribers forward copies or edited highlights of the newsletter to one or more colleagues or contacts. So the total readership will be even higher.To put the readership in context, we now have nearly two and a half times as many subscribers as the Institute of Fundraising, with its 4,000 members.The only promotion we undertake for our newsletter consists of a promotional box at the top of each page of the website. We don’t even employ the best practice of offering a blank text box for new subscribers to enter their email address in. Instead, we offer two graphic buttons which link to a separate subscription page.The next edition of our newsletter will be published on 15 February 2005. If you haven’t yet subscribed, do join your peers and colleagues. Tagged with: Digital Research / statistics UK Fundraising News, this site’s free fortnightly email newsletter, now has 10,000 subscribers.The email newsletter, which provides links to all new additions to the site in the previous fortnight, reached its 10,000th subscriber this morning.The newsletter celebrates its fifth anniversary this week: it was first published on 7 February 2000. Advertisementcenter_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  22 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis 10,000 subscribers now for UK Fundraising Newslast_img read more

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Best charitable work experience providers shortlisted

first_imgBest charitable work experience providers shortlisted Howard Lake | 8 February 2006 | News Annette Breeden, Head of Volunteering at Cancer Research UK, said: “We’re thrilled that we’ve got through to the final for the Awards. Everyone at Cancer Research UK has been working hard to really make work experience part of the fabric of the organisation. Not only does it hopefully give students interested in working within the charity sector a step up, it also really benefits us.” Cancer Research UK, Groundwork Oldham and Rochdale, the Northern Housing Federation and the Southern Housing Group are the four charities short-listed for the National Council for Work Experience’s annual Awards, to be held in London on 22 February 2006.Developed in 2003, the Awards recognise, encourage and reward employers who take the lead in the provision of valuable opportunities for students and set high standards for others to follow, offering fulfilling work placements and helping students develop employability skills. The Charity Award recognises the importance of work experience for the voluntary sector as a recruitment and business support tool. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img Tagged with: Awards Recruitment / people Volunteering  22 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Judge says verdict in blogger’s trial will be given on 22 February

first_img Help by sharing this information February 2, 2007 – Updated on January 20, 2016 Judge says verdict in blogger’s trial will be given on 22 February to go further February 1, 2021 Find out more January 22, 2021 Find out more The verdict in the trial of imprisoned blogger Abdel Kareem Nabil Suleiman will be delivered on 22 February, Alexandria judge Ayman al-Akazi announced yesterday at the end of the trial’s second court session yesterday.Suleiman, who used the pseudonym of Kareem Amer for his blog, was yesterday accused of “apostasy” by one of the team of prosecuting lawyers, Mohamed Dawoud, who already spoke out against him during the first hearing on 25 January. Dawoud called for “the maximum penalty for one who has insulted God, his Prophet and the Koran.”Defence lawyers responded that the prosecution case was incomplete and that Suleiman could not be convicted of Internet-related offences that do not appear in Egypt’s criminal code.Suleiman, who is pleading not guilty, said: “I was simply expression my views… I had no intention of insulting Islam or President Mubarak.” He is facing a possible 11-year prison sentence on charges of inciting hatred of Islam, defaming the president and spreading rumours likely to disturb the peace in blog posts critical of Islam.——————–25.01.07Trial of blogger Kareem Amer adjourned to 1st FebruaryFollowing a hearing before a court in Alexandria, on 25 January 2007, the judge agreed to a request from his lawyers to adjourn the trial of blogger, Abdel Kareem Nabil Suleiman, who writes under the penname Kareem Amer, until 1st February. Reporters Without Borders points out that he faces up to 11 years in prison for “incitement to hatred of Islam”, “defamation” of the Egyptian president and “spreading rumours disturbing public order”. The organisation calls on Cairo-based diplomats to take advantage of the adjournment to intervene with the Egyptian authorities on the blogger’s behalf.The defence lawyers chiefly asked for the adjournment so that a computer expert could be called, capable of identifying the country where a website to which Kareem Amer was said to contribute – Modern discussions (www.rezgar.com) – is hosted, since if it could be proved that it is hosted abroad, the Egyptian justice system could be barred from ruling on the case.A lawyer named Mohamed Dawoud has also asked the judge to be allowed to appear against the blogger at the trial. If his request is accepted, he would give evidence in support of the charge of “incitement to hatred of Islam” put forward by the prosecutor.——————————22.01.07 – Justice minister asked to intercede on behalf of blogger “Kareem Amer”Reporters Without Borders and the Arabic Network for Human Rights Information wrote to justice minister Mamdouh Marei today asking him to intercede on behalf of Abdel Kareem Nabil Suleiman (better known by his blogger pseudonym of Kareem Amer), whose trial is due to start on 25 January in Alexandria. Held since 6 November, he faces up to nine years in prison for posting articles critical of Islam on his blog (www.karam903.blogspot.com). “We hope you will follow this case closely and ensure that this young blogger is released soon,” the press freedom organisation said in its letter. “The freedom with which Suleiman expresses himself may cause displeasure, but he must assume responsibility for what he writes, which poses no danger to national security. A prison sentence would therefore bring disgrace on the Egyptian judicial system and sully your country’s image. Particularly because Article 151 of the Egyptian Constitution stipulates that any agreement signed and ratified by Egypt becomes part of domestic law and applied like any other legislation. Egypt signed the International Covenant for Civil and Political Right, in which articles 18 and 19 clearly stipulate everyone’s right to freedom of expression, opinion, thought, conscience and religion. Subsequently, no one should ever be imprisoned for a press offence or for the views they express.”The letter added: “We would also like to draw your attention to the harsh conditions in which this young blogger is being held and the worrying state of his health. He has been in solitary confinement for more than two months. This has left him very weak and has affected him psychologically.”Suleiman is charged with inciting hatred of Islam, defaming the Egyptian president, spreading rumours likely to disturb the peace, and damaging Egypt’s reputation. His blogs regularly criticised the religious and authoritarian excesses of President Hosni Mubarak’s government. He also criticised Egypt’s highest religious institutions including the Sunni university of Al-Azhar, where he studied law.Egypt is on the list of the 13 Internet enemies which Reporters Without Borders compiled in 2006. News Al Jazeera journalist Mahmoud Hussein back home after four years in prison News February 6, 2021 Find out more Organisation Kareem Amer in court, in a prisoner’s white uniform————————-Create your blog with Reporters Without Borders : www.rsfblog.org News EgyptMiddle East – North Africa Detained woman journalist pressured by interrogator, harassed by prison staff News Follow the news on Egypt RSF_en EgyptMiddle East – North Africa Less press freedom than ever in Egypt, 10 years after revolution Receive email alertslast_img read more

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Mortgage Delinquencies Rise 20% in May

first_img Demand Propels Home Prices Upward 2 days ago About Author: Krista F. Brock July 6, 2020 2,484 Views in Daily Dose, Featured, Foreclosure, News Sign up for DS News Daily About half of COVID-19-related forbearance plans expired last month, and one-fourth are set to expire this month, leaving mortgage loan servicers with the task of reviewing more than a couple of million loans for forbearance extensions or payment eligibility.With 4.1 million homeowners past due on their mortgage loans, the national delinquency rate is now 7.76%, according to the latest Mortgage Monitor from Black Knight.Delinquencies jumped 20% and 1.3 percentage points higher in May, which Black Knight noted, “would have been the worst single month ever recorded if it weren’t for the 3.1 percentage point increase the month prior.”Today’s delinquency rate is up 4.5 percentage points from the 3.2% record low recorded back in January.While servicers have a major task now in assessing loans in forbearance, Black Knight said, “this will also provide an early look at roll rates of loans in active forbearance,” and the insight from this summer “can be used for downstream modeling on performance and the residual volume of loans in active forbearance in coming months.”The total number of loans that are either past due or in foreclosure is 4.3 million, up from 2.3 million at the end of March, according to Black Knight. However, the foreclosure rate is down by 5.8%.Of those 4.3 million homeowners, 3 million have become delinquent over the past three months, while just 1.3 million were delinquent in February, prior to the COVID-19 pandemic hitting the nation.About 90% of mortgages that have become past due since the start of the pandemic in the United States are in forbearance with their servicer. About 40% of loans that were delinquent before the pandemic have also entered a forbearance agreement.The share of mortgage payments received through late-June is similar or a little higher than the rate from May, according to Black Knight’s McDash Flash Payment Tracker.“This suggests we could see a leveling off, or even improvement in mortgage delinquencies when June’s month-end mortgage performance numbers are reported in mid-July,” Black Knight stated in its Mortgage Monitor.However, with COVID-19 cases on the rise in some areas, there is still uncertainty regarding delinquencies.Black Knight detected some seemingly good news regarding home purchase loans. In-person property showings were down 63% over the year as of mid-April, but they have picked up since. At the start of this month, showings were 15.7% higher than they were a year ago, perhaps signaling that some missed sales opportunities from spring will be made up this summer.Black Knight also detected purchase lock rate activity at its highest level all year in the third week of June. Purchase lock activity for the first three weeks of June was 60% higher than the previous month and 21% higher than a year ago.Also notable, the record low mortgage rates of late put a significant number of homeowners in a position to potentially benefit from a refinance. According to the Mortgage Monitor, 13.6 million homeowners could save an average of $238 per month with a refinance based on May’s average rates. Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: Supreme Court Rules on TCPA, Robocalls Next: Emergency Notarization Order Crafted  Print This Post Mortgage Delinquencies Rise 20% in May Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Coronavirus Delinquency forbearance plans The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Coronavirus Delinquency forbearance plans 2020-07-06 Mike Albanese Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Mortgage Delinquencies Rise 20% in May Subscribelast_img read more

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Senator calls for more resources to tackle Donegal ‘crime wave’

first_img Facebook Senator calls for more resources to tackle Donegal ‘crime wave’ Pinterest Previous articleStrong Donegal contingent at BT Young Scientist and Technology showNext articleMan arrested in Inishowen released pending file to DPP News Highland Google+ Twitter News Facebook A Donegal Senator has hit out at the Minister for Justice Alan Shatter for what he describes as a ‘slash and burn’of garda resources in Donegal while the county is in the midst of a ‘crime wave’Senator Brian Ó Domhnaill was reacting to reports that garda numbers are to be cut  by over 1,400 this year – a claim rejected by the Justice Minister  – but 100 garda stations are closed or will close including 5 stations in Donegal.There have been dozens of burglaries reported to gardai across the county in recent months – Senator O’Domhnaill says now it the time to strengthen the force, not reduce it:[podcast]http://www.highlandradio.com/wp-content/uploads/2013/01/briPOLICING.mp3[/podcast] By News Highland – January 9, 2013 Twitter WhatsAppcenter_img WhatsApp Google+ 75 positive cases of Covid confirmed in North RELATED ARTICLESMORE FROM AUTHOR Man arrested on suspicion of drugs and criminal property offences in Derry Pinterest Main Evening News, Sport and Obituaries Tuesday May 25th Further drop in people receiving PUP in Donegal 365 additional cases of Covid-19 in Republic Gardai continue to investigate Kilmacrennan firelast_img read more

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Hearing Cases Via Video Calling Is Less Time-Consuming, Helpful To Analyze The Exact Scenario Of Each Case: Madras HC [Read Judgment]

first_imgNews UpdatesHearing Cases Via Video Calling Is Less Time-Consuming, Helpful To Analyze The Exact Scenario Of Each Case: Madras HC [Read Judgment] Akshita Saxena13 April 2020 3:04 AMShare This – xAmidst forced virtual hearings due to the COVID-19 pandemic, the Madras High Court cited a brief note expressing affirmation and benefits of conducting court hearings via video conferencing. While hearing the writ petition filed by two Korean nationals seeking release from allegedly congested detention camps in Tamil Nadu, Justice S. Vaidyanathan, who took stock of the actual…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginAmidst forced virtual hearings due to the COVID-19 pandemic, the Madras High Court cited a brief note expressing affirmation and benefits of conducting court hearings via video conferencing. While hearing the writ petition filed by two Korean nationals seeking release from allegedly congested detention camps in Tamil Nadu, Justice S. Vaidyanathan, who took stock of the actual conditions in the camp via Whatsapp video calling remarked, “there are advantages in hearing cases through Whatsapp Video Call, and the fact remains that, it is less time-consuming, and it will be helpful to analyze the exact scenario of each case, so as to arrive at a definite conclusion, as was done in the case on hand.” The bench thus suggested that the system of video calling should be continued in all such cases that require on-site inspection. “The system of viewing disputed sites through “Whatsapp Video Call or any other Application through Video mode” can be implemented in cases pertaining to encroachments on roads, water bodies, poramboke lands, Tanks, illegal constructions, OSR, Parks, etc. to ensure that, the Officials/Authorities discharge their work without any extraneous consideration,” the court held. In the present case, the concerned authorities showed maximum areas of the Special Camp to the court. After watching the same the bench said, “this Court is able to visualize that, the Special Camp is maintained neatly and there are no stains in the Toilets.” The Petitioners had sought permission to be sent to their residences in Kancheepuram District until the pandemic threat subsides. They had emailed certain photographs of the camp to the court, depicting the debilitated conditions of the inmates and no scope for social distancing norms. However, after visualizing the actual condition of the camp via video calling, the bench remarked, “When sufficient space is available in the Special Camp in Tiruchirapalli District to accommodate 80 persons and that, only 73 inmates are staying there, this Court is of the view that, photographs furnished by the Petitioners to the effect that, more number of persons are detained in a single room without any sign of social distancing, have been taken by the Petitioners only for the purpose of this case. By doing so, Petitioners are inviting diseases and none can be blamed for their act. The cluster in the room is the act of the inmates and not on account of the Respondents.” The court was also of the opinion that shifting the Petitioners from one place to another in the present scenario will only open floodgates of litigation and may even ignite the spread of the corona virus. “It is pertinent to note that, none detained in the Special Camp in Tiruchirapalli District is infected with COVID-19. If the Petitioners are released and sent out to live in the address mentioned in Kancheepuram District, and after a few days, assuming that, they are tested positive for COVID-19 on account of shifting them, then, the entire area in which they reside will be sealed, and chances of spreading the virus to other people residing in Kancheepuram District, will be high. Instead of eradicating the pandemic, the Court will directly be responsible for spreading the virus to innocent persons,” the court said. It added, “when there are other persons quarantined with the Petitioners in the Special Camp in Tiruchirapalli District, a different yardstick cannot be applied to the Petitioners alone. This will not only set an unfair precedent, but will also open the pandora’s box, paving way to other persons detained in the Special Camp in Tiruchirapalli District to approach this Court for similar orders.” In this backdrop, the petitions were dismissed. Notably, the Petitioners have been kept in custody for not remitting GST collections to the government. The total liability in this case has been assessed at around Rs. 40 crore. Case Details: Case Title: Choe Jae Won v. Govt. of Tamil Nadu & Ors. Case No.: WP No. 7435/2020 Quorum: Justice S. Vaidyanathan Appearance: Advocate C. Arun Kumar (for Petitioners); Additional Advocate General SR Rajagopal assisted by Government Pleader V. Jayaprakash Narayan and Special Public Prosecutor NP Kumar Click Here To Download Judgment Read Judgment Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

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Bombay HC Orders Exclusion Of Lockdown Duration From 90-Days Period For NPA Declaration [Read Order]

first_imgNews UpdatesBombay HC Orders Exclusion Of Lockdown Duration From 90-Days Period For NPA Declaration [Read Order] LIVELAW NEWS NETWORK12 April 2020 8:25 PMShare This – xThe Bombay High Court has passed an interim order that the lockdown period must be excluded from computing the 90 day period for declaring a loan account as Non-Performing Asset(NPA).The loan account was already on default on March 1, 2020, the date from which the moratorium advised by the Reserve Bank of India as part of COVID-19 relief package is applicable.The petitioner in the case…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Bombay High Court has passed an interim order that the lockdown period must be excluded from computing the 90 day period for declaring a loan account as Non-Performing Asset(NPA).The loan account was already on default on March 1, 2020, the date from which the moratorium advised by the Reserve Bank of India as part of COVID-19 relief package is applicable.The petitioner in the case claimed full benefit of the RBI’s relief package, with respect to NPA declaration of a loan account already in default as on March 1. The bank, ICICI Bank, opposed the plea.Justice G S Patel, after an urgent hearing via video-conferencing on Saturday, passed the nterim order to preserve the status-quo, without making any categorical finding regarding the rights of the petitioner under the RBI circular.”the period of 1st March 2020 until 31st May 2020 during which there is a lockdown will stand excluded from the 90-day NPAdeclaration computation until — and this is the condition — the lockdown is lifted”, ordered the Court. In the 30-page order, Justice Patel clarified that the relief granted to the petitioners is not applicable across the board and directed the petitioners to pay the default amount within 15 days of the lockdown being lifted. Case Background Transcon Iconica had availed a term loan of Rs.80 crores from ICICI Bank for a construction project in the Mumbai suburbs. Out of the total loan, Rs 30 crores has been disbursed. There was a facility agreement between the parties which specifies a repayment schedule of 18 instalments and interest instalments. However, the amounts due under the repayment schedule on January 15 and on February 15, were not paid. As per RBI guidelines, if payment of default amount is not made within 90 days of such default, the account is declared a Non-Performing Asset. However, keeping in mind the exigencies faced due to the outbreak of the global pandemic of coronavirus, last month RBI had announced that all commercial banks and non-banking financial companies are permitted to allow a 3-month moratorium on the payment of installments of term loans outstanding as on March 1, 2020. Therefore, the question before the Court was whether the moratorium period is excluded in the computation of the 90-day period for amounts that fell due prior to March 1, 2020 and which remain unpaid or in default. Submissions Senior Advocate Dr.Birendra Saraf appeared for the petitioners and Senior Advocate Virag Tulzapurkar appeared on behalf of the respondent ICICI Bank. Dr Saraf cited the decision of a single judge of the Delhi High Court in Anant Raj Ltd vs Yes Bank Ltd wherein it was held that the advisory issued by Reserve Bank of India on moratorium on loans is applicable even to loans which were on default as on March 1, 2020. Whereas, Mr.Tulzapurkar questioned the maintainability of the petition and said that a broad-based declaration or finding returned by a Court could have all manner of unintended consequences in respect of other borrowers and that the Court should be slow in extending any such relief by an ad-interim order that may be construed to apply across the board. He further relied upon the decision of another bench of the Bombay High Court in the case of Chanda Deepak Kochhar v ICICI Bank Ltd and Anr, which clearly states that a writ petition will not lie against a private bank such as ICICI Bank. To this, Dr Saraf contended that judgement in Chanda Kochhar is entirely distinguishable on the facts of the case. That dispute was entirely contractual; a case of an employee, albeit at a very high position. What is being assailed here is not any action by the ICICI Bank on its own but a circular issued by the RBI, which is undoubtedly an instrumentality of the State within the meaning of Article 12 of the Constitution of India, Saraf submitted. Moreover, reliance was placed on the recent ad-interim order dated April 7, 2020 of Justice AK Menon in a commercial suit accompanied by an interim application. In the said order, ICICI Home Finance Ltd. was restrained from selling shares of MEP Infrastructure Developers Ltd. offered as a collateral against a term loan by MEP’s promoter group firm. Mr Tulzapurkar placed reliance on paragraph 12 of this order and submitted that there should be no ambiguity about the extension of the moratorium period to the petitioners. Also, the format and structure of Menon J’s order ought to be followed by the Court even today and the reason is that in paragraph 12, Menon J fixed an absolute date or finite period for payment of the defaulting instalments. This should not be left open-ended, he argued. Order After hearing both parties at length, Justice Patel noted – “My task, as I see it, is to attempt to preserve the parties in status quo ensuring minimal prejudice to both sides in these unprecedented and exceptionally difficult times. Clearly the petitioners are in distress. Equally clearly, ICICI Bank should not, on account of the lockdown, the moratorium declared by the RBI and the default of the Petitioners, find itself to be in difficulty or not in compliance with the directives issued by its regulatory authority, the RBI. Of course, ICICI Bank itself cannot, therefore, make any concession in regard to the RBI directions and moratorium. Therefore, nothing that Mr Tulzapurkar says or submits today is therefore to be construed or read as an admission or as a concession on his part. What needs to be done is to fashion a workable order limited to the facts of this particular case ensuring that it sets no precedent for ICICI Bank in other cases and yet ensuring that the petitioners have enough latitude to be able to service their debt.” Thus, the following order was passed- (a) Subject to the conditions set out below, the period of the moratorium during which there is a lockdown will not be reckoned by ICICI Bank for the purposes of computation of the 90-day NPA declaration period. Thus, irrespective of the continuance of the moratorium until May 31, 2020, if the lockdown is lifted at an earlier date, then this protection available to the petitioners will cease on the date of lifting of the lockdown. (b) In that scenario, should the lockdown be lifted before May 31, 2020, the Petitioners will have 15 days after the ending of the lockdown in which to regularize the payment under the first instalment due on 15th January 2020 and a further three weeks thereafter to regularize the payment under the second instalment due on 15th February 2020. (c) If the lockdown extends beyond 31st May 2020, then these days will be deferred accordingly, irrespective of whether the moratorium itself is extended beyond 31st May 2020. Finally, Court clarified that this order is not a backward extension of the moratorium to January 2020. Justice Patel observed- “It is predicated on, and only on, the current lockdown period which makes normal functioning impossible. It is also clarified that this order will not serve as a precedent for any other case in regard to any other borrower who is in default or any other bank. Each of these cases will have to be assessed on their own merits.” Click here to download orderRead Order Next Storylast_img read more

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‘Investigation Carried Out In A Lackadaisical Manner’: Karkardooma Court Granted Bail To Three Accused In Delhi Riots Cases

first_imgNews Updates’Investigation Carried Out In A Lackadaisical Manner’: Karkardooma Court Granted Bail To Three Accused In Delhi Riots Cases Nupur Thapliyal5 Jan 2021 7:29 AMShare This – xA Delhi Court on Monday granted bail to three accused persons (Osama, Gulfam @Sonu Chikna, Aatir) who were chargesheeted in the North East Delhi riots that broke out in the year 2020. Additional Sessions Judge, Amitabh Rawat vide a common order disposed of the bail applications of three accused persons namely Osama, Aatir and Gulfam. BACKGROUND OF THE CASE The accused…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginA Delhi Court on Monday granted bail to three accused persons (Osama, Gulfam @Sonu Chikna, Aatir) who were chargesheeted in the North East Delhi riots that broke out in the year 2020. Additional Sessions Judge, Amitabh Rawat vide a common order disposed of the bail applications of three accused persons namely Osama, Aatir and Gulfam. BACKGROUND OF THE CASE The accused persons were chargesheeted in the Delhi riots of 2020 under the provisions of Indian Penal Code, 1860 for rioting while armed with deadly weapons, unlawful assembly, theft, mischief, common intention and other relevant provisions of the Code. In view of the same, three separate bail applications were filed by the accused persons seeking grant of bail in the matter. The FIRs were registered on the complaint of a fruit seller, Nasir Ahmad, who owned a godown in New Delhi after he alleged that a group of more than 100 people entered his godown on 25th February 2020 and looted the fruits worth Rs. 2 lacs and burnt the reharis in the godown. In furtherance of the FIRs registered against the three, they were arrested on 8th and 10th April 2020 in FIR No. 107/2020 filed at Jafrabad Police Station. OBSERVATION OF THE COURT Additional Sessions Judge, Amitabh Rawat while granting bail to the accused persons made a withering remark while analyzing the way in which the chargesheets were filed in the case. “After going through the bail applications, reply and particularly charge-sheet, I cannot help but notice the carelessness with which the charge-sheet has been prepared and filed. The investigation carried out, is perfunctory.” The Court had expressed its surprise on the manner in which the investigation was carried on in the case. It was observed that although the list of witnesses mentioned few names, no statement under Sec. 161 CrPC was recorded of any of the witnesses and a chargesheet was filed on 22nd May 2020 in “a very lackadaisical manner”. The Court granted bail to the three persons after taking into account the amount of time they have undergone in custody and the nature in which the chargesheets and investigations were carried on. Bails were granted on the condition of furnishing bail bond of Rs. 10,000 each with one surety of the same amount. Click Here To Download Order[Read Order]Next Storylast_img read more

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Daughter Being In Parents’ Custody Doesn’t Always Amount To Illegal Detention : Supreme Court In ‘Spiritual Guru’s Habeas Plea

first_imgTop StoriesDaughter Being In Parents’ Custody Doesn’t Always Amount To Illegal Detention : Supreme Court In ‘Spiritual Guru’s Habeas Plea LIVELAW NEWS NETWORK1 Feb 2021 12:24 AMShare This – xThe Supreme Court bench headed by the Chief Justice of India, S.A. Bobde on Monday refused to entertain a petition filed by a ‘spiritual guru’, challenging the verdict of the Kerala High Court which dismissed his habeas corpus petition seeking release of his ‘spiritual live in partner’ allegedly under illegal detention of her parents. The Court expressed disinclination to entertain the…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Supreme Court bench headed by the Chief Justice of India, S.A. Bobde on Monday refused to entertain a petition filed by a ‘spiritual guru’, challenging the verdict of the Kerala High Court which dismissed his habeas corpus petition seeking release of his ‘spiritual live in partner’ allegedly under illegal detention of her parents. The Court expressed disinclination to entertain the petition observing that the High Court has not found that the woman was under “illegal detention” of her parents. The bench observed that there was a “big difference between custody and detention” and that custody will not always amount to “illegal detention”.However, the Court granted liberty to the petitioner to approach the High Court to seek a finding on the question of illegal detention. Senior Advocate Gopal Sankaranarayanan appeared on behalf of the petitioner, a 52-year old man who claimed to have renounced worldly life for spiritual practice. He claimed that the alleged detunu in the case, a 21-year old woman, was his ‘yoga shishya’ and ‘spiritual partner’. The High Court dismissed the petition observing that the woman was of a “vulnerable mental state” and that the petitioner’s credentials, which were enquired by the police, were not trustworthy.”There is a big difference between custody and detention. If a daughter is said to be in her parents’ custody, it does not mean that she is detained.” CJI remarked at the outset. The hearing began with Adv. Sankaranarayanan submitting that the Kerala High Court was wrong in observing that the girl was mentally ill. “She is a gold medalist in college. High Court comes to the conclusions based on its interactions, contrary to Mental Health Act. Credentials of the petitioner are not relevant for habeas. The Court dragged his reputation through mud.” He submitted. At this juncture, the CJI intervened and asked about the High Court’s finding on the girl’s condition. “Is she at liberty or locked up in her house?” CJI asked. In response to this, Mr. Sankaranarayanan replied “Court refers to her complaints to the Human Rights Commission and police that she is under illegal detention.” He also referred to the relevant paragraphs from the Kerala High Court judgment about the girl’s statements indicating that she was under illegal detention by her parents and that she was inclined in going with the petitioner. “We are looking for illegal detention, which is the only consideration for a habeas corpus petition. If a person is of unsound mind, she will say many things. Mental soundness is one aspect. Illegal detention is another aspect. We see no finding that she is under illegal detention of her parents. Custody is different from detention.” CJI observed. The bench showed its reluctance in allowing the habeas corpus petition by observing that the judgment of the HC reveals that the girl was under the custody of her parents which does not amount to illegal detention. After due discussion between the judges, CJI observed that the bench was not inclined to entertain the petition. To this, Adv. Sankaranarayanan persuaded the bench “An adult cannot be under custody of another person. Parents cannot have her custody against he will. Court cannot come to a conclusion that she is mentally ill. That is against Mental Health Act. Only experts can do that.” “If an adult says she is under illegal detention, court has to release her”, the senior counsel submitted.But the CJI observed that the Court need not interfere if it has doubts about the adult’s statements.”There is a doubt about her perception”, the CJI said.Despite the submissions made by the petitioner counsel, the bench observed that there was no finding of illegal detention. In view of this, the bench ordered “There is no clear cut finding that the girl is illegally detained by her parents. A finding of illegal detention is a sine qua non for the maintainability of a petition for habeas corpus. Petitioner seeks liberty to withdraw the SLP and approach HC to seek review on the above point. Liberty granted. Petition dismissed as withdrawn.”High Court distinguished ‘Hadiya Case’The High Court distinguished the Supreme Court’s judgment in the Hadiya case by holding that its interactions with the woman suggested that she was having “vulnerability occasioned by mental disturbance”.The judgment authored by Justice Vinod Chandran referred to a passage from the Hadiya case where the Supreme Court observed that there was nothing to suggest that Hadiya suffered from any kind of “mental incapacity or vulnerability”.However, in the instant case, the bench opined, on the basis of its interactions with the woman, that the woman was of a vulnerable mental conditionThe High Court had called for a police report about the credentials of the petitioner. On local inquiry it was reported that there is no information of the petitioner having any followers. It is reported that the petitioner is not leading a socially acceptable life and has difficulty in explaining the means and goals of his spirituality. The Court also noted that the petitioner did not produce anything to prove his claim that he was a ‘spiritual guru’.The police also reported that the petitioner’s mother expressed doubts about the spiritual activities of the petitioner and was not convinced about his so-called spiritual life. The police further reported that the petitioner was made accused in a case under POCSO registered in 2013, after a 14 year old girl accused him of sexually abusing him under the pretext of counselling. However during investigation she retracted from the allegation and since there was no factual evidence other than her statement, the petitioner was removed from the list of accused.The High Court noted that the petitioner came in contact with the woman during psychiatric consultations which her parents initiated. The Court was not appreciative of the fact that the petitioner breached the trust placed on him by declaring his patient to be a “live-in partner”.”We were also of the opinion that the antecedents of the petitioner are not such as to trust him with the custody of a young girl of 21 on mere statement of she being tutored; by the petitioner, in spirituality. This is especially so when the parents of the subject had initially approached the petitioner with their daughter for psychiatric consultation and their trust in him as a Doctor and therapist was breached to the extent of the petitioner declaring his patient to be a live-in partner; when he himself was married with two children”, the HC said.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

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